Understanding Aetna Mental Health Coverage

Are you struggling with depression, anxiety, or post-traumatic stress disorder (PTSD)? Getting professional mental health treatment can help you find lasting healing. But if you have Aetna, does your insurance cover treatment like this? Let’s take a look at Aetna mental health coverage, as well as how it works here at Integrative Life Center in Nashville, TN. 

When You’re Facing Mental Health Challenges

Before diving into Aetna insurance mental health coverage, it’s best to understand what we’re talking about when referring to mental health treatment. Mental health treatment often addresses a variety of challenges and mental health disorders, such as:

• Anxiety
• Depression
• Grief and loss
• Bipolar disorder
• Trauma
• PTSD
• Personality disorders
• Obsessive-compulsive disorder (OCD)

 

You can’t overcome a mental health disorder through willpower, self-help books, or your own ways to cope. In fact, some people who’ve self-medicated their mental health challenges have developed addictions as a result, leading to co-occurring disorders. Instead, it’s important to seek out professional help to address your mental health disorder’s root causes, which are often related to unresolved past trauma, as well as your symptoms. This requires intentional, personalized, and comprehensive treatment to help you overcome your struggles. 

Because mental health treatment often requires holistic care, there are different levels of treatment involved. Your individual treatment plan will often be determined in collaboration with your therapy team and may look entirely different from someone else’s. With that said, some of the different levels of mental health treatment you may encounter include:

• Residential (inpatient) treatment
• Partial hospitalization programming (PHP)
• Intensive outpatient programming (IOP)
• Traditional outpatient treatment
• Aftercare programming
• Family programs

Getting Familiar With Your Aetna Mental Health Coverage

If you think you may need professional treatment for your mental health, the first step is to understand your health insurance policy. According to the American Academy of Family Physicians (AAAF), a health insurance policy is an agreement between you and your insurance company, listing a package of tests, drugs, and treatment services that are covered by the insurance provider. Your policy may also list the types of services that are not covered in your benefits. 

With that said, it’s always a good idea to familiarize yourself with your own Aetna insurance policy. In addition to Aetna mental health coverage, you’ll be able to learn how your medical, dental, and vision coverages work, too. This can likely be found in your Summary of Benefits document provided by your employer or Aetna itself.

In general, Aetna mental health coverage may include both residential and outpatient therapy programs, while other specific plans may only cover specific levels of mental health treatment. As a larger insurance carrier, Aetna typically has broad mental health coverage to make this type of care more accessible to its clients. Many evidence-based therapies you may encounter in treatment are often included as part of Aetna insurance mental health coverage, such as: 

• Motivational interviewing
• Dialectical behavior therapy (DBT)
• Cognitive behavioral therapy (CBT)
• Internal family systems therapy 
• Narrative therapy

Aetna Mental Health Coverage at Integrative Life Center

When you’re selecting a mental health treatment program, it’s important that the options you’re choosing from are Aetna mental health providers. This means your treatment program is in-network with Aetna. In other words, the facility is part of Aetna’s network of providers with which the insurance company has negotiated a discount. When you use an in-network provider, you typically pay less than choosing one that is out-of-network, shares HealthInsurance.org.  

At Integrative Life Center in Nashville, TN, we are in-network with Aetna mental health coverage. As a result, you pay substantially less for mental health coverage compared to working with a treatment program that doesn’t accept insurance. Our Aetna mental health coverage extends to all our mental health treatment programs (anxiety, depression, PTSD, OCD, and more) as well as dual diagnosis treatment for co-occurring addictions. You’re also able to participate in our full continuum of care (inpatient, PHP, and outpatient treatment) under Aetna insurance mental health coverage.

Answering Your Insurance-Related Questions and Healing Your Mental Health

When you have Aetna, getting insured mental health treatment at Integrative Life Center is a smooth process. But we also realize that understanding your insurance benefits can feel complicated. That’s why we help get your questions answered. Since we work with most major insurance carriers, we’re well-versed in navigating the insurance world. We can help you verify your insurance so that there are no financial surprises in treatment. And if you’re ready to heal your mental health challenges, reclaim your life, and become your authentic self, contact us today to get started. 

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source https://integrativelifecenter.com/mental-health-treatment/understanding-aetna-mental-health-coverage/